KOLKATA / (NEW DELHI) — Regional Rural Banks (RRBs) across India delivered a stellar financial performance in the 2025-26 fiscal year, achieving a record net profit of ₹10,176 crore. This is a significant jump from the ₹6,820 crore reported in the previous financial year.
These milestones were reviewed during a high-level meeting in Delhi chaired by the Secretary of the Department of Financial Services (DFS). Top officials from NABARD, the RBI, SIDBI, sponsor banks, and all 28 RRBs were in attendance.
Fuelled by this momentum, the total business handled by the 28 RRBs crossed ₹13.5 lakh crore, surpassing the business scale of several individual Public Sector Banks.
Asset health also saw notable improvements. Gross Non-Performing Assets fell to 5.3 percent, and Net Non-Performing Assets declined to 2.1 percent.
Furthermore, the Credit-Deposit Ratio reached an all-time high of 75.2 percent. All targets under Priority Sector Lending were successfully met, reinforcing the banks’ commitment to marginalised communities.
Operating through a vast network of 22,273 branches across 26 states and three Union territories, RRBs continued to anchor grassroots financial inclusion. They opened over 54.98 lakh new Pradhan Mantri Jan Dhan Yojana accounts during the fiscal year.
(This report was drafted with the assistance of AI and verified by a human editor.)
Source: PIB/25.08.26